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Balance transfers, loans, and card fees

How balance transfer fees, consolidation loans, and car dealer rate markups change what a loan costs. The fee and the end date are part of the price.

3 guides · about 24 minutes

  1. What does a balance transfer cost

    What a balance transfer costs: the fee is often 3% or 5% of the amount moved, charged up front, and the low rate ends on the date in the offer.

    8 min
  2. Does consolidating loans save money?

    Does consolidating loans save money? A lower monthly payment can still cost more if the new rate, the fee, or the term is worse than the debts you have.

    8 min
  3. What is a buy rate on a car loan?

    Buy rate meaning: the lender’s quote to the dealer. The sell rate, or contract APR, can be higher. See what the markup costs.

    8 min